Yahoo News reports that Arlene Hull, a 90-year-old woman living in an assisted living facility, and her daughter sued Ability Insurance Co. in 2010 for ending her benefits.
The insurance company suspended payments saying that Hull no longer qualified after her doctor said that she was only moderately impaired and a review found that she did not need continual supervision.
Hull’s attorney said that Ability “misinterpreted the policy and misapplied the rules.” Ability did restore Hull’s benefits, but refused to pay for the nearly two years that the coverage was denied.
After a trial in April, a jury awarded Hull $250,00 for breach of contract, $2 million for violation of Montana’s Unfair Trade Practices law, and $32 million in punitive damages.
Ability’s attorney declined any comment.