Frequently Asked Questions about Colorado Personal Injury
The only thing more frustrating than suffering an injury is trying to figure out how to pay for the costs of it. This is especially true when you did not cause the injury. Our attorneys have decades of experience helping Colorado residents, throughout Colorado Springs and Vail, recover compensation for personal injuries and we want to help you too.
Before you give us a call to schedule a free consultation to discuss your case, read through the following FAQs about personal injury:
1. When is another person legally required to pay for my injuries?
It can be difficult to determine when another person is to blame for your injury. Some accidents are unavoidable and would happen regardless of the actions of others. In these cases, victims pay for damages out of their own pockets or with their own insurance policies.
However, if an accident was the result of the negligent or intentional actions of another person, then legally, the victim is entitled to recover compensation from that person. Unfortunately, it is not that simple.
To recover compensation, under Colorado law, you must prove that the other person’s negligent actions caused your accident.
2. How much is my case worth?
Each personal injury claim is different, so there is no one single answer to this question. However, if you are successful in your claim, you can expect to recover compensation for:
- Your past and current medical expenses
- The cost of any future medical expenses, including physical therapy, surgeries, and medications
- Lost wages or decreased ability to earn income
- The cost to repair damaged property
- Other financial losses
- Pain and suffering and loss of enjoyment of life
We work with experts to determine the recoverable costs of your injury.
3. From whom do I recover compensation?
This depends on how your injury occurred. If you were injured in a car accident, you would file with the at-fault driver’s insurer. If you were injured on someone else’s property, you would file with the property owner’s insurance (e.g., homeowner’s insurance, store’s liability insurance, etc.)
Before dealing with the insurance company, check out our FAQ on what you need to know after an accident.
4. How do I know the insurance company’s settlement offer is fair?
The insurer will most likely offer you a low settlement, hoping that you will just take whatever you can get. Do not accept their first settlement offer and do not try to negotiate on your own.
The personal injury attorneys at Sears & Associates P.C. have seen a lot of settlement offers over the years. We know when an insurer is trying to low-ball or take advantage of our clients and we do not stand for it. And we will not it happen to you either.
5. Do I have to go to court?
In most cases, no. Most Colorado personal injury claims are settled outside of court. Chances are yours will be too. The question is: Does your attorney know how to maximize your cases’ settlement value in order to obtain a valuable settlement offer.
Once you bring your case to us, we will negotiate with the at-fault party’s insurer and ensure you get an adequate settlement. However, if the insurer refuses to pay a fair amount for your injuries, our attorneys will help you file a lawsuit to get the compensation you deserve. In most cases, this will encourage the insurer to offer a fair settlement. If not, we will take it to court.
6. Do I need to hire a personal injury attorney?
The short answer is yes, especially if your injuries are more serious than simple bruises.
The Colorado Springs accident attorneys at Sears & Associates P.C. know the best strategies and steps to take after an accident. We can help you recover valuable pieces of evidence; and, best of all, we can relieve you of the stress of filing a claim, leaving you to focus on healing and getting your life back to normal.
Call us today to schedule a free consultation: 719-471-1984.