Unreasonable Delay or Denial of Claims
If you’re waiting for a payment from an insurance company, chances are you’ve suffered some type of stressful, painful, or life-changing event. If the insurance company doesn’t follow through on their promise, this may be yet another blow to your already difficult situation.
You shouldn’t have to take this mistreatment alone.
As an honest person seeking what is justly yours, you deserve someone on your side that can help you fight a bad faith insurance agreement. At Sears & Associates, P.C., our bad faith insurance attorneys know that insurance companies can turn into bullies quickly, especially when you need them most. Our experienced team has over 39 years of experience and will help you fight for the payments you deserve.
We handle cases involving misconduct of insurance companies in delaying, or failing to pay benefits under an insurance policy. Insurance companies owe duties to act with good faith in adjusting and settling claims, whether they be claims for fire damage, commercial losses, medical benefits, or uninsured motorist benefits.
In Colorado, the Deceptive Trade Practice Act controls the conduct of insurance companies in this state. Among the insurance practices which are prohibited are: misrepresenting insurance coverage; failing to act reasonably promptly with respect to claims; failing to adopt reasonable standards for the prompt investigation of claims; refusing to pay claims without conducting a reasonable investigation; failing to affirm or deny coverage within a reasonable time; failing to act in good faith to reach prompt, fair and equitable settlements of claims in which liability is clear; maintaining a policy of appealing from arbitration awards; failing to maintain complaint handling procedures.
When an insurance company has violated the Deceptive Trade Practice Act, or otherwise acted unreasonably in investigating, adjusting or handling a claim, they are liable for damages caused by such conduct under a bad faith claim.
Our bad faith insurance attorneys want to help you overcome this challenging hurdle and fight for what is rightfully yours.
If you are dealing with an insurance company’s misconduct, please contact Sears & Associates, P.C. Our bad faith insurance lawyers will stand by your side to protect your rights against insurance companies in Colorado.