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Home » Blog

Insurance Investment Losses = Lower Claims Settlements

August 19, 2010 by Lance M. Sears

The insurance industry has seen a double ‘whammy’ in 2008:  a huge decline in sales of insurance products (due to the decline in sales of autos and houses) along with double digit declines in the value of their investment portfolios.  For property/casualty insurers (like auto and homeowners insurance companies) these events will no doubt lead not […]

Filed Under: Blog Post, Legal, Settlement

Jurors in the Electronic Age

July 19, 2010 by Lance M. Sears

Even though the judge gives the standard instruction to ‘not talk about the trial until it is over’, connected people who are selected to serve on juries can’t seem to refrain from texting or tweeting during their jury service.  Recent experiences reported from around the country show that many jurors can’t stop doing what they […]

Filed Under: Blog Post, Legal

Warning: The car that hits you is probably not insured

June 19, 2010 by Lance M. Sears

The Insurance Research Council has estimated that by next year nearly one in six motorists in this country may be driving without insurance. As the recession leaves millions of workers unemployed and pressures family budgets, many families are cutting the “luxury” of car insurance.  Big Mistake.  Not only is car insurance mandatory by law in 48 states, including […]

Filed Under: Auto accidents, Blog Post

Lilly Ledbetter Fair Pay Act

May 19, 2010 by Lance M. Sears

On January 30, 2009, President Obama signed into law the Democrats’ quick response to a (Bush) Supreme Court decision which had taken away almost all avenues for workers to recover for pay discrimination.  In 2007 the U.S. Supreme Court ruled (in a 5-4 decision) that Lilly Ledbetter “had failed to file a discrimination suit against the Goodyear […]

Filed Under: Blog Post, Employee Law, Legal, Workers' Compensation

Lawsuits Limited in Colorado

April 19, 2010 by Lance M. Sears

Lawsuits Against Schools and other Public Entities Limited in Colorado While many national media columnists and talk show hosts rail against the increasing number of lawsuits filed against schools (usually in California) for such things as enforcing a dress code or failing to enforce equitable play on the playground at recess, what Colorado consumers probably […]

Filed Under: Blog Post, Child, Legal, Negligence

How State Farm handles auto claims

March 29, 2010 by Lance M. Sears

State Farm is the largest automobile insurer in the United States. Last year alone, its automobile insurance business collected over $30 billion in premiums! The combined net worth of the State Farm group of companies increased $5.6 billion in 2007, resulting in an overall net worth of $63.7 billion. State Farm is the largest auto […]

Filed Under: Auto accidents, Blog Post

Paxil and Suicide

February 18, 2010 by Lance M. Sears

Some dermatologists have prescribed the anti-depressant drug, Paxil, for “off-lable” use in teenagers.  One of those teenagers, a 16 year old from New Jersey, killed himself shortly after he began the Paxil regime.  The parents of the teen brought a lawsuit against Glaxo-SmithKline (GSK), claiming that the drug firm was negligent in failing to warn […]

Filed Under: Blog Post, Legal, Medicine

Servicemembers Civil Relief Act

January 29, 2010 by Lance M. Sears

In 2004 Congress passed the Servicemembers Civil Relief Act (SCRA), amending an earlier act from 1940. The act provides significant assistance to members of the military who are deployed overseas. For instance, the period of active duty military service may not be included in computing time periods in which military members may bring a claim […]

Filed Under: Blog Post, Legal, Military

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